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Flexible Mortgages UK

Flexible mortgages for a flexible life style!

The term Flexible Mortgages is used to describe a relatively modern type of mortgage product, that can be obtained from a number of different lenders (banks or building societies). A flexible mortgage is normally characterised by all or a combination of the following features :-

  • Daily interest calculations.
  • The ability to make unlimited or specified overpayments without penalty.
  • The ability to underpay (pay less than full monthly payment) or take payment holidays (have a month off paying your mortgage).
  • The ability to draw down money (within pre-specified limits) - giving you instant (or rapid) access to the equity available in your property.
  • The ability to Offset savings or current account balance(s) against your mortgage, reducing the amount of capital that you pay interest on. This feature can be used to reduce your monthly payments or to shorten your mortgage term.

If you would like to receive advice on the range of Flexible Mortgages available, please submit an enquiry and we will introduce you to a qualified independent mortgage adviser.

For Free No Obligation Quote Click Here

Our introductory service puts you in touch with Independent Brokers who can offer you access to the full range of mortgage products available through UK mortgage lenders; fixed, capped, discounted, variable interest rates, Buy-To-Let, Right-To-Buy, Self-Certification, 100% mortgages and Fresh Start for people with a poor credit rating or adverse credit history - to name but a few.

Your adviser will be able to provide you with a "Mortgage Agreement In Principle" - in as little as 24 hours!

For Free No Obligation Quote Click Here

If you want all the benefits and features of a qualified, professional mortgage company who will act for you? Complete the online enquiry form or call to speak directly with an adviser.

More than just flexible mortgages !

 

1st Direction UK Mortgage Introducory to a panel of Independent Mortgage Brokers. Click to see how we can help put you in touch with the best advice.